About Amandana Kredit
A licensed moneylender helping Malaysians access fair, fast and transparent personal financing.
Our Story
Amandana Kredit was founded to make personal financing simple and honest for everyday Malaysians. Too many people struggle with hidden fees and slow, confusing processes — we set out to change that.
As a licensed moneylender registered with the KPKT, we combine clear terms, quick approvals and genuine care so you always know exactly what you're agreeing to.
10,000+
Customers served
12 hrs
Fast approval
4.9/5
Customer rating
7+
Years of service
The team behind your loan
Small enough to know your name, experienced enough to move fast:
Credit team
Assesses every application fairly — looking at your real ability to repay, not just a score.
Customer care
Answers in Bahasa Malaysia, English or Mandarin — by phone, WhatsApp or in person.
Compliance
Keeps every agreement, fee and process in line with KPKT requirements.
Our journey
- 2019
Founded in Kuala Lumpur
Started with one goal: honest financing for everyday Malaysians.
- 2020
Licensed by KPKT
Registered under the Moneylenders Act 1951 — fully regulated from day one.
- 2023
10,000 customers served
Crossed five figures of borrowers helped across Malaysia.
- 2026
Fully online, nationwide
Apply from anywhere in Malaysia — approval and disbursement without leaving home.
What we stand for
Transparency
Every rate, fee and term in plain language — before you sign.
Respect
No pressure, no judgement — just help when you need it.
Responsible lending
We only approve what you can comfortably repay.
Why choose us
Licensed & Compliant
Registered with the KPKT under the Moneylenders Act 1951.
Transparent Rates
No hidden fees — you know your monthly payment upfront.
Fast Approval
A decision in as fast as 12 hours after you apply.
Friendly Support
A team that treats you with respect at every step.
How we're regulated
Licensed moneylending in Malaysia is strictly supervised — and that protection is your right. Here's what stands behind every loan we make:
Moneylenders Act 1951
We operate under Malaysia's moneylending law, with caps and rules that protect borrowers.
Licensed by KPKT
Licence B/2023/1234 is issued by the Ministry of Housing and Local Government — verify it directly with KPKT at any time.
PDPA 2010
Your personal data is collected and processed under the Personal Data Protection Act — never sold to third parties.
Written agreements
Every loan comes with a signed agreement stating the amount, rate, tenure and every fee — in black and white.
Our promise to you
- No hidden fees — ever
- No pressure tactics or harassment
- Your privacy protected under PDPA 2010
- Licensed and regulated by KPKT
Licensed by KPKT
Licence No: B/2023/1234 — A licensed moneylender helping Malaysians access fair, fast and transparent personal financing.